Recontrol and Copilot, compared
Copilot is a money app for Apple devices and the web, for people in the US.
As of 22 October 2026, from each product's own pages.
Side by side
| Question | Recontrol | Copilot |
|---|---|---|
| Price | $79.99 a year or $7.99 a month | $95 a year or $13 a month1 |
| Free plan | Yes: every account, plan and person | None2 |
| Sharing | As many spaces as you need, each with the people you choose | One account shared by link; every device has full control3 |
| Currencies | Each account in its own; totals in the one you choose | Not offered; Copilot is US only2 |
| Bank sync | Bank accounts and cards in the US and Canada, through Plaid; stock and mutual fund holdings from Zerodha in India | US only, mostly through Plaid, with MX, Mastercard and Akoya4 |
| AI | Chat, with a subscription; a free connector for Claude and ChatGPT | Categories sorted by AI, and an assistant in beta2 |
Moving over from Copilot
Export a CSV from Copilot to keep a copy, then connect your banks through Plaid for up to two years of history. Recontrol can't import a CSV yet.
Sources
- copilot.money
- Copilot FAQ
- Sharing your account with a partner
- How Copilot gets your financial data
- Copilot's Investments tab
Unnumbered rows are common knowledge. Out of date? Tell support@recontrol.money.
Try Recontrol with your own accounts.
Free on iPhone, Android and the web.