1
Sign in
Tap Continue with Apple, Continue with Google or Continue with Email. Signing in the first time creates your account. See Signing in.
2
Meet your first space
You land on Home for Personal, a space made for you: one set of books in one currency, your phone’s to start. While it’s empty, Home shows Set Up This Space: connect a bank or broker, or add each thing yourself.
3
Add an account
Tap Add What You Have, then New on Assets, and choose:
- Add by Hand: name it (“Savings”), choose its currency, type what it holds today, and tap Add.
- Connect a Bank or Broker: sign in with your bank, and its accounts arrive on their own. This needs a subscription; see Connect a bank.
4
Record a transaction
Tap + on Home. Type the amount, answer What was it? (“Groceries at the market”), choose From (Savings) and To (type Groceries, then New Category), and tap Add. Savings goes down by the amount. See Record a transaction.
5
Set a budget
On Home, tap Make a Plan, then New Budget. Choose Groceries for What spending does it cover?, type your limit for How much a month, at most?, and tap Set. Home gains a Budgets line: “₹1,500 left”, or “$120 left”. See Set a budget.
6
Invite someone
Tap the layers icon at the top left of Home, then New Space, and name it (“Household”). On its page, tap Invite Someone, type their email, pick a role, and tap Invite. See Share a space.