Recontrol or a spreadsheet
A spreadsheet in Google Sheets or Excel, kept by hand or fed bank transactions by a service such as Tiller.
As of 22 October 2026, from each product's own pages.
Side by side
| Question | Recontrol | Spreadsheets |
|---|---|---|
| Price | $79.99 a year or $7.99 a month | Sheets is free; Tiller is $99 a year1 |
| Free plan | Yes: every account, plan and person | Yes, kept by hand |
| Sharing | As many spaces as you need, each with the people you choose | Share the file: each person can view, comment or edit all of it |
| Currencies | Each account in its own; totals in the one you choose | Whatever formulas you write and maintain |
| Bank sync | Bank accounts and cards in the US and Canada, through Plaid; stock and mutual fund holdings from Zerodha in India | By hand, or through Tiller, built for US banks2 |
| AI | Chat, with a subscription; a free connector for Claude and ChatGPT | Whatever your spreadsheet's own AI offers |
Where a spreadsheet is ahead
- Total freedom: any layout, formula or chart.
- Free by hand, in a file everything opens.
- Pasting in years of any bank's history.
Where Recontrol is different
Every transaction records where money came from and went, so paying off a card is never spending.
Moving over from a spreadsheet
Keep your sheet as the record of your past. In Recontrol, add your accounts with today's balances and connect your banks through Plaid for up to two years of history. Recontrol can't import a spreadsheet yet.
Sources
Unnumbered rows are common knowledge. Out of date? Tell support@recontrol.money.
Try Recontrol with your own accounts.
Free on iPhone, Android and the web.