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AI Chat, subscriptions & a move to Virginia

July 2026 — v1.3 AI Chat — new
  • Ask about your money in plain language, by typing or by voice, from the Chat button on Home
  • Recontrol computes every figure; the model only narrates it. It is instructed to state numbers verbatim from what we computed, never to calculate its own, and to say it does not have a figure rather than guess
  • Read-only — it cannot create, edit, delete, or move anything
  • Honest caveats lead the answer: a connection that stopped syncing, money not yet categorised, and totals that could not be fully currency-converted are all flagged rather than hidden
  • Voice mode with editable dictation — a spoken question is never sent without your confirmation — plus copy, share, and opt-in read-aloud on a settled answer
  • No conversation history is stored on our servers. The transcript lives on your device for the session only. We keep the text of your question; the answer is never stored. See AI and your data
Plans & billing — new
  • The ledger stays free, permanently — unlimited accounts, transactions, history, spaces, members and custom roles, with no numeric limits
  • A subscription unlocks connected bank and broker accounts and AI Chat. Auto-categorisation and reports & digests are planned and not yet available
  • Monthly and annual plans, purchased through the App Store or Google Play. One free month for new subscribers, once per person, enforced by the stores
  • Sponsorship — any member of a shared space can put their own subscription behind it to pay for its bank connections; several people can sponsor the same space, and withdrawing removes nobody and deletes nothing
  • AI Chat runs on your own subscription in any space you belong to; bank connections run on whoever sponsors the space
  • If a subscription lapses, syncing and chat stop and nothing else changes — your books stay fully readable and editable, forever
  • Restore purchases, manage and cancel through your app store. Deleting your account does not cancel your subscription — the app now warns you and links you to your store’s settings
Account deletion
  • Deletion is never blocked by a shared space. A space where you are the only member is deleted with you; a space with other members survives, and if you were its only administrator the longest-standing remaining member is promoted automatically. You no longer have to transfer or delete a space first
  • Connected integrations are revoked at the provider before anything is deleted
Infrastructure & privacy
  • The database moved from AWS ap-south-1 (Mumbai, India) to AWS us-east-1 (Northern Virginia, United States), putting it in the same country as the API that reads it. Sessions, sign-ins and installed apps carried across with no action needed. See Privacy Policy §8
  • New observability stack — OpenTelemetry traces, metrics and logs through a collector we run ourselves to Grafana Cloud (US), with sensitive fields stripped at the source under a deny-by-default allowlist
  • Crash and error reporting through PostHog, covered by the same analytics opt-out. Error messages and runtime values are removed before sending; only the error type and code locations are kept
  • New processors disclosed: Anthropic (AI Chat), RevenueCat (subscriptions), Grafana Labs (monitoring)
  • Privacy Policy, Terms of Service, Information Security Policy, Data Retention and Access Controls policies all updated — see the notes at the top of each

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Connected accounts, notifications & more

June 2026 — v1.1 Connected accounts (optional) — now available
  • Connect banks in the United States and Canada via Plaid to import balances and transactions automatically (up to two years of history on first connect), kept fresh on a schedule and via secure webhooks
  • Connect your Zerodha account (India) via Kite Connect to import equity and mutual-fund holdings
  • Bank and broker login credentials are never seen or stored by Recontrol; access tokens are encrypted at rest (AES-256-GCM)
  • Connected accounts can be disconnected at any time, which revokes and deletes the stored token
Notifications
  • Opt-in push notifications for connection and account activity, with per-type controls
Privacy & analytics
  • Added PostHog product analytics (US cloud) to help us improve the app — pseudonymous, never your financial data, and opt-out in Settings
  • Account deletion now runs server-side and sends a confirmation email; sign-in supports email & password, Google, and Apple
Currency
  • A new Space’s reporting currency is defaulted from your device’s region (signup no longer asks for a currency)

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Goals, multi-currency & reporting

June 2026 Goals
  • Create financial goals with a target amount and date, and link accounts to track progress
Multi-currency
  • Balances now convert into your space’s reporting currency using exchange rates
Reporting
  • Net worth (assets − liabilities), totals, and per-account balances
Security
  • Optional biometric app lock (Face ID / fingerprint), verified on-device
Authentication
  • Sign in with Google
Legal & compliance

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v1.0 — Initial release

March 2026 Recontrol launches on iOS and Android.

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Core features

Accounts
  • Create financial accounts across four types: asset, liability, expense, and income
  • Set opening balances at account creation
  • View per-account balance history
Transactions
  • Record double-entry transactions between any two accounts
  • Set transaction date, amount, and optional description
  • Back-date transactions to correct historical balances
  • Edit and delete transactions with automatic balance correction
Spaces
  • Personal space created automatically on signup
  • Create shared spaces for households and groups
  • Invite members by email address or phone number — invitations wait for recipients who have not yet signed up
Access control
  • Two default roles per space: admin (full access) and member (full access to accounts and transactions; read-only elsewhere)
  • Create custom roles with any combination of permissions across 5 resources and 4 actions
  • Role changes take effect immediately for all current holders
Insights
  • Balance history per account, updated on every transaction
  • Aggregate queries: sum, count, average, min, max across any filtered set of accounts
  • Date-range filtering
Authentication
  • Email and password sign-in
  • Sign in with Apple
Account management
  • Account deletion from Settings — permanently and irreversibly deletes all data with no backups
  • Privacy Policy and Terms of Service available in-app and at recontrol.money
New releases will be listed here as they ship.