The verdict
A goal is judged by the money you put in, averaged over up to three complete months. A market move isn’t money put in.
With no month, it says when this pace gets there. When it can’t tell yet, it says why. There’s no score.
The screen
- What’s saved, with the verdict: “On track. At this pace, Sep 2033.”
- This Goal: Target, By, Still to Save.
- Each Month: Needed beside Added, and Put In ₹X for a hand-kept account.
- Assumptions: your growth and inflation, and Your Plan, whose Gets There follows your plan rather than what you’ve put in.
- History, Where It’s Kept, and every transaction.