1
Open Chat
Tap Chat on Home. On the web, type your question in Home’s box (or ⌘K) and choose Ask Chat, or pick one of the three questions it builds from your numbers: the conversation opens under the box, or in the middle of the window, and keeps when you close it. A budget that goes over sends Ask Why, which opens Chat about it.
2
Turn on AI features, the first time
Nothing goes to Anthropic until you do. See AI and your data.
3
Ask
Chat shows the rows it found, then its answer. Tap a row to open it.
4
Confirm a change, if you asked for one
“Record ₹450 for groceries from Cash” comes back as a card. Tap its verb, or Decline. Nothing is saved until you confirm.